Below you can see an overview of the mortgage interest rates of the various lenders with whom we work. Different interest rates are used for the different fixed-rate periods. In general, the longer the period, the higher the interest rate.
Mortgages also have risk classes. For this, the lender looks at the ratio between the mortgage
amount you need and the value of your home. This ratio is called the LTV (short for loan-to-value
ratio). The lower the mortgage amount is compared to the value of the home, the lower the risk class. With a high risk class, for example an LTV of 100%, a risk premium is often charged: an extra percentage. A lower risk class means a lower interest rate.
Mortgages with a National Mortgage Guarantee (NHG) generally have no risk premium. You usually pay the base interest directly for this.
You can find additional useful information via the links below. Consult us if you have any questions.
Plein Hypotheken is an independent intermediary with many years of experience in financial
services. Since 2007, Plein Hypotheken is a well-known and trusted name in financial services. Plein
Hypotheken's advisors meet very high quality requirements in the field of competence,
professionalism, integrity and customer contact.