You can completely adapt your own home to your wishes and you build up capital with it. Due to the increased prices, it has become more difficult for first-time buyers on the housing market to buy a home. Also because there are stricter rules than before. For example, nowadays you cannot borrow more than 100% of the value of the home (or up to 6% extra for energy-saving measures). You must therefore pay all additional costs with your own money. Think of the moving and furnishing costs. And the costs for our advice and the notary.

There is also good news for many starters. From 2021 there will be an exemption from the transfer
tax. That saves 2% of the purchase price. As a starter you can also make use of special financing
arrangements. We are happy to inform you about this.